ElderShield is an affordable severe disability insurance which provides basic financial protection to those who need long term care, especially during old age. It will provide a monthly cash payout to help pay for medical expenses for the care of a severely disabled person. The premium is determined at the age of entry and does not increase. Premiums are paid annually until age 65 and you can pay using Medisave or Cash. For new policyholders, ElderShield 400 is the only scheme available and will be paid $400 per month for a maximum of 72 months.

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Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.