Get $100,000 Term Coverage From As Low As $12.65 Per Month

Low cost and affordable term insurance at FSMOne

iFAST Insurance Team Apr 02, 2018 2940

Getting low cost insurance coverage is easy at FSMOne. Based on premiums from our insurance partners, from $12.65 per month, a 35 year old can get coverage of $100,000 till age 55.

Get your protection coverage today!


Key Features

  • You can get coverage up to $1million at $2.97 per day1, in the event of Death or Total and Permanent Disability (TPD)
  • Same premium amount up to age 55
  • Accelerated payment of benefits, upon diagnosis of terminal illness during policy term
  • Attachable rider to enhance critical illness coverage (Optional)

Coverage and Premium Rates

You can choose any amount of protection coverage from $100,000 to $1,000,000, in multiples of $10,000. Premiums may change, subject to insurer underwriting requirements.

Monthly Premium (S$) for Entry Age
Premium remains level till age 55)
Coverage Amount (S$)
Age 25
Age 30
Age 35
Age 40
Age 45
$100,000
11.55
11.75
12.65
19.25
21.35
$200,000
21.00
21.40
23.00
35.00
38.80
$300,000
29.60
30.15
32.45
49.35
54.70
$400,000
39.50
40.25
43.25
65.80
72.95
$500,000
47.25
48.15
48.90
74.40
82.45

*Premiums reflected on the table are tabulated on 28 Mar 2018. Profile male, coverage till age 55.


How to Apply?

Contact Our Advisors Here >

Or email advisory@fundsupermart.com for quotes up to $1,000,000 coverage and application.


How does the low cost term cover work for you?

Illustration

John is working as a regional manager for a multi-national corporation (MNC). He has existing life policies, but due to the high premium costs of whole life plans, he did not buy sufficient coverage previously. On top of his existing policies and employee benefits, John decides to sign up another $500,000 coverage to ensure his liabilities and coverage gap is fully addressed.

His Coverage
Term Benefit: S$500,000
Premium per month: $48.90

Five years later, John suffers an unexpected major heart attack and passes away at home. His family receives a total $500,000 death benefit payout on top of his other existing insurance benefits.

#This is a simple illustration that does not take into account client risk profiles, financial objectives and other types of commitment.


How FSMOne can help you get on track

Our team of friendly advisers are able to help you review your financial objectives, long term commitments, and offer you investment and insurance advice specific to your needs. If you would like assistance in reviewing your financial and protection portfolio, or simply to get a quote for an insurance plan,

Contact Our Advisors Here >


Available Products on FSMOne Insurance

Term Life, Whole Life, Critical Illness, Annuity, Health, Endowment


from Etiqa Insurance, Manulife, NTUC Income and Tokio Marine Life Insurance


*Please check with our advisory team if the product you want is available on FSMOne Insurance

1 Based on age 35, non-smoker, till age 55

Interested to learn more? Check out these articles:

5 Ideas That Can (Almost�) Give You A Lifetime Of Income

The 3 Best Policies For Every Life Stage

Comparing Term Life Policies

How Much Should You Have In Your Emergency Stash?

Will You Be 60, Retired And Broke?



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