For details, please go to New to FSM > Pricing Structure or click here.

For example, if you are an existing Silver status investment account holder and you place a buy order of S$10,000, you will be given the 0.2% discount.

For example, if you are an existing investment account holder with or without Silver status and you place a buy order of S$300,000, you will be given the 0.4% discount.

Please note that the discount will only apply to selected funds with FSM sales charge of 1%.

There will be a symbol indicating your Silver/ Gold status next to your FSM account number. It is located at the top right hand corner of the webpage after you login.

As long as you have obtained the Silver or Gold status whenever you are placing a buy order online, the Silver or Gold discount will apply respectively.

FSM sales charge ( after the Silver/Gold discount) will be shown before you confirm your buy order online.

For example, you are an existing Silver status investment account holder. In scenario 1, you place a buy order of S$100,000 at 9am in the morning, followed by a subsequent buy order of S$200,000 at 12 noon. The discount you are given remains at 0.2% off FSM 1% sales charge. However, in scenario 2, instead of placing 2 different buy orders, you put through a single buy order of S$300,000 at the same time. The discount given to you will be 0.4% off FSM 1% sales charge.

Note: Unit trusts holdings will be based on the Current Value or Investment Amount (Cost) of your current unit trust holdings, whichever is higher. The investment amount of purchases which are still being processed will be included as well.

For example, if your total amount for unit trust holdings and Cash Account holdings is between S$75,000 to S$249,999, you will attain a Silver status.

Similarly, if your total amount for unit trust holdings and Cash Account holdings is above or equals to S$250,000, you will attain a Gold status.

Please note that the qualifying amount in the current holdings will be tabulated on a per account basis. The qualifying amount is NOT tabulated by combining the current holdings of two or more investment accounts.

For example, if you have 2 investments accounts with current holdings of S$50,000 each is not eligible for the Silver Status.

For example, for Fixed Income, you will still pay the 0.5% or lower sales charge regardless of the investment amount or your status.

For example, if you have placed a lump sum investment in a single purchase order of S$100,000, 0.2% discount off FSM 1% sales charge will be given. In doing so, you will achieve a Silver status.

On the other hand, if you have placed a lump sum investment in a single purchase order of S$500,000, 0.4% discount off FSM 1% sales charge will be given. In doing so, you will achieve a Gold status.

For example, if you purchase S$20,000 each of 3 different funds, the discount is given based on total investment amount of S$60,000. Therefore, if you are an existing Silver status investment account holder, you will be given 0.2% discount off FSM 1% sales charge. Similarly, if you are an existing Gold status investment account holder, you will get 0.4% off FSM 1%. (Please refer to Table 2).

For example, if you are an existing Silver status investment account holder and you place a buy order of S$10,000, the sales charge will be 0.75%. (Please refer to table 3)

For example, if you are an existing Silver status investment account holder and you place a buy order of S$250,000, you will be given the 0.4% discount and the sales charge will be 0.6%. (Please refer to table 3)